Terms of Use

Last updated: 11/11/2025

Welcome to Rightcardus. By accessing or using our website, you agree to these Terms of Use. If you do not agree, please do not use the site.

For information on who we are and what we do, see About Rightcardus. For privacy details, see our Privacy and Cookie Policy. If you need help, reach us via Contact.

Acceptance of Terms

About These Terms

These Terms constitute a binding agreement between you and Rightcardus governing your access to and use of the site, its content, features, and services.

Eligibility & Geographic Scope

The site is intended for users aged 13+ in jurisdictions where our services are lawfully available. You are responsible for complying with local laws.

Changes to Terms

We may modify these Terms at any time. Changes become effective when posted. Your continued use of the site after changes means you accept the revised Terms.

Site Access & Permitted Use

Personal, Non-Commercial License

We grant you a limited, revocable, non-exclusive, non-transferable license to access and use the site for personal, non-commercial purposes.

Account Registration & Security

If account features are offered, you must provide accurate information and maintain the security of your credentials. You are responsible for all activity under your account.

Age Requirements

You must be at least 13 years old to use the site. If you are under the age of majority in your jurisdiction, you may use the site only with the involvement of a parent or guardian.

Prohibited Activities

You agree not to:

  • Copy, scrape, or index the site or its content except as allowed by applicable law.
  • Circumvent security measures or interfere with site operation.
  • Use the site for illegal, infringing, or harmful purposes.
  • Submit spam, malware, or content that violates others’ rights.
  • Engage in automated access (bots, crawlers) without written permission.

Content & Intellectual Property

Ownership of Site Content

Unless otherwise noted, all text, graphics, logos, images, and other materials on the site are the property of Rightcardus or our licensors and are protected by intellectual-property laws.

Limited License to Use Our Materials

You may view pages and download a single copy for personal use only, provided you keep all notices intact. Any other use (including reproduction, distribution, or derivative works) requires our prior written permission.

Trademarks & Third-Party Marks

“Rightcardus” and related marks are our trademarks or service marks. Third-party names and marks appear for identification purposes only and remain the property of their respective owners.

User-Generated Content & Your License to Us

If you submit comments, text, images, or other materials (“UGC”), you represent that you own or have permission to share them and grant Rightcardus a worldwide, royalty-free license to host, store, display, reproduce, and distribute your UGC in connection with the site. We may remove UGC at our discretion.

Notice & Takedown / DMCA

If you believe content on the site infringes your copyright, please contact us via Contact with (1) identification of the work, (2) the infringing material and its location, (3) your contact information, (4) a statement of good-faith belief, and (5) a statement under penalty of perjury that your notice is accurate and you are authorized to act.

Editorial Independence & Disclosures

No Pay-for-Play / How Recommendations Are Made

Our editorial decisions are independent. Mentions of companies, products, services, or institutions are for identification or educational purposes only and do not imply affiliation, endorsement, or control. We strive for accuracy and clarity, but we do not guarantee completeness.

Disclaimers

Informational Purposes Only

Content on Rightcardus is provided for informational and educational purposes only and is not professional medical, legal, tax, investment, or other advice. Always consult a qualified professional for your specific situation.

“As-Is” and “As-Available” Warranty Disclaimer

The site and all content are provided “as is” and “as available” without warranties of any kind, express or implied, including but not limited to accuracy, reliability, non-infringement, or fitness for a particular purpose.

External Factors & Results May Vary

Outcomes from tips or guides can vary based on tools, materials, environment, and user skill. You assume all risk for use of our content and any actions you take based on it.

Limitation of Liability

Exclusion of Certain Damages

To the maximum extent permitted by law, Rightcardus and its officers, employees, and contractors are not liable for indirect, incidental, special, consequential, or punitive damages, or any loss of data, profits, or revenue arising from your use of the site.

Cap on Liability

In no event will our total liability to you exceed the greater of (a) USD $50 or (b) the amount you paid to us (if any) in the 12 months preceding the claim.

Indemnification

Your Responsibility for Your Use of the Site

You agree to defend, indemnify, and hold harmless Rightcardus from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising from your use of the site or violation of these Terms.

Third-Party Links, Tools & Services

No Control Over External Sites

The site may contain links to third-party websites, tools, or services. We do not own or control them and are not responsible for their content, policies, or practices. Access them at your own risk.

Downloads & Security

We take reasonable steps to keep the site secure but cannot guarantee it is free of viruses or harmful components. Use industry-standard protection and caution when downloading files.

Privacy & Cookies

Link to Privacy and Cookie Policy

Your use of the site is also governed by our Privacy and Cookie Policy, which explains how we collect, use, and share information and how cookies and similar technologies operate.

Cookies, Tracking & Consent

We may use cookies and similar technologies for functionality, analytics, and performance. Where required, we obtain consent or offer choices consistent with applicable law.

Comments & Community Guidelines

Moderation Rules

We encourage constructive, respectful contributions. We may remove content that is unlawful, abusive, misleading, spammy, infringing, or off-topic, and may suspend repeat offenders.

Reporting Abuse

To report violations, please contact us through Contact with a link to the content and a description of the issue.

Suspension, Termination & Changes to the Service

When We May Suspend or Terminate Access

We may suspend or terminate access to the site or particular features at any time for any reason, including violations of these Terms or operational needs.

Modifications, Interruptions & Availability

We may change, suspend, or discontinue any part of the site without notice. We are not liable for any unavailability or loss related to such changes.

Governing Law & Dispute Resolution

Jurisdiction & Venue

These Terms are governed by the laws of the State of Delaware, U.S., without regard to its conflict-of-laws rules. You agree to the exclusive jurisdiction and venue of the state and federal courts located in Delaware for any disputes arising out of or relating to these Terms.

Informal Resolution

Before filing a claim, you agree to try to resolve the dispute informally by contacting us via Contact. Nothing in this section limits your statutory consumer rights where applicable.

International Users

Local Compliance & Export Controls

If you access the site from outside the U.S., you are responsible for compliance with local laws. You may not use or export the site or its content in violation of U.S. export laws or regulations.

Severability & Entire Agreement

No Waiver

Our failure to enforce any provision is not a waiver of our rights. Any waiver must be in writing and signed by us.

Assignment

You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, or sale of assets.

These Terms, together with the Privacy and Cookie Policy and any other policies referenced herein, constitute the entire agreement between you and Rightcardus regarding the site.

Contact Us

For questions about these Terms, please reach us via Contact.

For information about our mission and editorial approach, visit About Rightcardus. For data practices, see our Privacy and Cookie Policy.